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Artificial Intelligence (AI) is rapidly transforming the financial sector, promising greater efficiency, innovation, and inclusion. However, unchecked deployment brings risks like bias, security breaches, and lack of transparency. To address this, the Reserve Bank of India (RBI) constituted a committee in December 2024 and unveiled the Framework for Responsible and Ethical Enablement of Artificial Intelligence (FREE-AI) in August 2025. This framework introduces seven sutras—foundational

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